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EU AMLR 2027

Obliged entity scope checker

Match a named activity and role to Article 3, including the 2029 delay, without treating an industry label as status.

Saved answers stay in closed lists: activity_band, role_band, kind_band, base_band, article_band, delay_band, documented_band, party_band, product_band, geo_band, channel_band, txn_band, sanctions_band, approval_band, refresh_band, owner_band, lead_band, manager_band, officer_band, independence_band, resource_band, escalate_band, policy_band, training_band, testing_band, fiu_band, relation_band, occasional_band, value_band, cash_band, linked_band, gambling_band, doubt_band, veracity_band, nation_band, entity_info_band, control_map_band, who_process_band, source_process_band, mismatch_band, arrangement_band, retention_band, update_band, plan_scope_band, plan_role_band, plan_risk_band, plan_policy_band, plan_function_band, plan_cdd_band, plan_cash_band, plan_report_band, plan_training_band, plan_retention_band, plan_nation_band, plan_ready_band, plan_delay_band

What this checks

It checks whether a role and activity point toward an obliged-entity category under Regulation (EU) 2024/1624. An industry name alone is not enough. A delayed Article 3(3)(n) or (o) category stays on the 2029 track.

Who should use it

Compliance leads, advisers, and operators who need to see whether their actual role, not the company label, belongs in the current scope.

How results work

A listed role, matching Article 3 indicators, and an EU base can show likely obliged-entity status. A delayed category opens a 2029 review. Missing facts stay in review, and non-EU activity asks for a national-law check.

What this checks

Regulation (EU) 2024/1624 applies generally from 2027-07-10. Article 3(3)(n) and (o) categories apply from 2029-07-10. The regulation is directly applicable, and a Member State may keep a stricter rule where the regulation allows it. The EU large-cash baseline is EUR 10,000 and linked transactions count. A gambling figure of EUR 2,000 applies only to the specified activity.

Official sources

Use the current text of Regulation (EU) 2024/1624 and Directive (EU) 2024/1640 where national supervision matters. Later AMLA guidance and national measures are review triggers, not automatic edits.

Limitations

This screen does not certify obliged-entity status, does not decide an exemption, and does not collect a company name. Activity and role still need a specialist where the indicators are unclear.

How to use the scope screen

Name the activity

Pick the work actually performed. A sector label such as retail or technology is not a category.

Match Article 3

A listed role without matching indicators stays in role review. Indicators without a listed role do the same.

Watch the 2029 path

Only the specified delayed categories move to 2029-07-10. That date is not a general postponement.

Scope questions

Can a company name decide this?

No. The screen looks at the named activity and role, then Article 3 indicators.

What if the category starts in 2029?

The result is a 2029 application review, not current obliged-entity status.

What if the firm is outside the EU?

A positive role still needs a national-law check when the base is not in the EU.

Does this clear the firm?

No. It is a scope screen. It does not issue a clearance or a safe-harbour.